Home Insurance- isn’t a luxury; it’s a necessity. And not just because it protects your home and possessions against damage or theft. Virtually all mortgage companies require borrowers to have insurance coverage for the full or fair value of a property (usually the purchase price) and won’t make a loan or finance a residential real estate transaction without proof of it.
Most home owners look at the overall monthly premium which is important on saving, but can be undervaluing their home or even missing coverages that are not standard in a Ho3 policy. At Wild Card Insurance we will make sure you are maximizing your savings, but not putting you at risk of underinsuring or not providing proper coverage.